NBC.com

Jennifer braved an all-female Fear Factor - and survived one of the creepiest stunts ever - to win $50,000. Hear what she said about facing her fear of water and being locked in a body bag with thousands of squirming, biting bugs!

Did your strategy for the show change when you learned that you would be on an all-female episode? If so, how?
A little. I'm a pretty tough girl but I was worried about competing in a stunt that would involve strength. Guys are just physically stronger. When I found out it was an all female show I knew I would be the strongest. Especially after seeing all the girls.

Who did you think would be your biggest competition? Why?
I thought Jocelyn would be my biggest competitor because she is in the military. She was also very driven.

You said that you had a fear of water, but did the water stunt worry you even more after Tina and Mackenzie quit?
Being trapped under water was one of my biggest fears. The water stunt definitely had me scared up until the moment I stepped into the barrel. Once I got in I knew I had to do it. I was not going home the first day. I heard my friend's voice saying, "You can hold your breath, do it, they're not gonna let you die."

How did you manage to get the best time in that first stunt? Did your fear propel you faster?
My fear did not propel me. It was my mental game that kept me calm. I think I got the best time because I kept playing the execution of the stunt in my head. I visualized myself completing the stunt. I think it really helped to be mentally prepared for that stunt. Then it went so smoothly I wondered why I was so worked up about it.

You could've chosen to go last in the morgue stunt, but you didn't. How come?
After watching Jocelyn and Laura I just wanted to get mine over with. Also, I did not want the added pressure of having to beat a certain time if everyone did well.

What was the worst part about it - the claustrophobia or the bugs?
The claustrophobia was not even an issue because there were about a million bugs crawling all over me and I mean they were everywhere. It was disgusting. And the bugs immediately started to bite, sting and pinch the moment they hit flesh. I was in pain that night.

In the morgue stunt, you spent over a minute and a half in pitch black darkness, sealed in a body bag with all those bugs. Did you ever think about quitting?
I did think about quitting. The chains were so tight on my wrist I could barely bend them to grab the key and the lock. Then I lost track of the keys and I really wanted to quit. At this point every part of my body was being bit and I wanted out. So I thought, "I'm going to stay here until I do this." My skin is crawling just thinking about it!

Were you surprised that Laura didn't get a single flag in the final stunt?
No. I knew she wouldn't have the strength to pull herself up on the rope.

Jocelyn came close to beating you in the final stunt. What was going through your mind as you watched her swim toward the buoy?
When I saw the stunt I knew I could win. Jocelyn had trouble pulling herself up too which made me think she would not have the stamina to beat my time. I remembered it being tough to swim that distance after pulling all the flags so I just prayed she would tire out.

After buying ointment for the bug bites, what are you going to do with all the cash?
Like I told Joe, hardwood floors for my new house. Invest some. And of course get my Marc Jacobs bag!